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Selling property in Dubai: the paperwork you will need
What happens between accepting an offer and handing over the keys, and the documents worth having ready early.
2 min read
In short: agree terms in a Memorandum of Understanding, obtain the developer's No Objection Certificate for the sale, settle any mortgage in sequence with the transfer, then complete at a DLD trustee office where the title deed passes to the buyer.
Selling a property in Dubai is often a fairly quick process once you've accepted an offer, though a mortgaged property, a non-resident seller, or a representative acting on the seller's behalf can each add steps. Here's the typical sequence.
The Memorandum of Understanding
Once you agree terms with a buyer, both sides sign a Memorandum of Understanding, sometimes called Form F when arranged through a DLD-registered broker. It sets out the price, deposit, and transfer timeline, and the buyer typically pays a deposit at this stage.
The No Objection Certificate
Before the transfer can go ahead, you'll need a No Objection Certificate from the property's developer for that specific transaction, confirming there are no outstanding service charges or issues on the unit. This is one of the steps worth starting early, since it can take longer than the rest of the process.
If the property is mortgaged
If there's an existing mortgage, your bank issues a liability letter confirming the outstanding balance, but settling that balance is a sequenced step at or before transfer, coordinated between your bank, the buyer's bank if they're financing, and the DLD, rather than something the letter alone resolves. We'll walk you through how that sequencing works for your sale.
The DLD transfer
Buyer and seller, or their authorised representatives, attend the transfer appointment together, usually at a DLD trustee office. The buyer pays the balance, the transfer fee is settled, and the title deed is reissued in the buyer's name. Non-resident sellers can typically use a valid passport rather than an Emirates ID for this process; residents will need their Emirates ID.
What to have ready
- Title deed
- Passport, and Emirates ID if you're a resident
- Mortgage liability letter, if applicable
- Power of attorney, if someone is selling on your behalf
The transfer sequence
- Agree terms and sign the Memorandum of Understanding; the buyer pays the deposit
- Obtain the developer's No Objection Certificate for this sale
- If mortgaged, settle the outstanding balance in sequence with the buyer's payment
- Attend the transfer appointment at a DLD trustee office
- The title deed is issued in the buyer's name and the balance is paid
We'll walk you through each of these steps in order and flag anything likely to slow your specific sale down.
Reviewed 7 September 2026, against the Dubai Land Department's property sale registration service. Confirm the specific requirements for your sale with us or the DLD before relying on this.
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